Kentuckians preparing to see premiums skyrocket as open enrollment begins Nov. 1

By Madison Elliott

Kentuckians preparing to see premiums skyrocket as open enrollment begins Nov. 1

Open enrollment begins on Saturday, Nov. 1, for the Affordable Care Act. Many are preparing to see their premiums skyrocket. Gov. Andy Beshear joined other Democratic governors on Friday to speak about the impact. Beshear says nearly 100,000 Kentuckians get their health coverage through the state's ACA marketplace, Kynect. They will see their premiums shoot up by 37% for 2026 coverage. "That is thousands of hard-earned dollars, leaving the pockets of hardworking families that are already struggling to pay for groceries at the end of the month, that have already gone without a vacation for their kids for years," said Beshear. He was joined by Kansas Gov. Laura Kelly and Delaware Gov. Matt Meyer on Friday, who all condemned congressional Republicans on a call, saying they're refusing to work across the aisle to bring health care costs down. Democrats are pushing to extend subsidies to end the shutdown, while Republicans want to open the government first and then negotiate health care. Republican House Member from Kentucky, Rep. Brett Guthrie, spoke in Radcliff on Wednesday, blaming the Democrats for the shutdown. On Friday, his office said the House-passed version of the Working Families Tax Cuts, also known as the "big, beautiful bill," they lowered premiums by 12.7% through funding cost-sharing reductions and codifying program integrity rules within the ACA. That version didn't make it through the Senate. "So we would offer that up, and then let's see what we can do with the tax rates," said Guthrie on Wednesday. "We want people to have affordable health care."Open enrollment for health insurance opens on Nov. 1 and runs through Jan. 15. To have coverage begin on Jan. 1, 2026, you must enroll by Dec. 15, 2025.

Open enrollment begins on Saturday, Nov. 1, for the Affordable Care Act. Many are preparing to see their premiums skyrocket.

Gov. Andy Beshear joined other Democratic governors on Friday to speak about the impact.

Beshear says nearly 100,000 Kentuckians get their health coverage through the state's ACA marketplace, Kynect.

They will see their premiums shoot up by 37% for 2026 coverage.

"That is thousands of hard-earned dollars, leaving the pockets of hardworking families that are already struggling to pay for groceries at the end of the month, that have already gone without a vacation for their kids for years," said Beshear.

He was joined by Kansas Gov. Laura Kelly and Delaware Gov. Matt Meyer on Friday, who all condemned congressional Republicans on a call, saying they're refusing to work across the aisle to bring health care costs down.

Democrats are pushing to extend subsidies to end the shutdown, while Republicans want to open the government first and then negotiate health care.

Republican House Member from Kentucky, Rep. Brett Guthrie, spoke in Radcliff on Wednesday, blaming the Democrats for the shutdown.

On Friday, his office said the House-passed version of the Working Families Tax Cuts, also known as the "big, beautiful bill," they lowered premiums by 12.7% through funding cost-sharing reductions and codifying program integrity rules within the ACA.

That version didn't make it through the Senate.

"So we would offer that up, and then let's see what we can do with the tax rates," said Guthrie on Wednesday. "We want people to have affordable health care."

Open enrollment for health insurance opens on Nov. 1 and runs through Jan. 15.

To have coverage begin on Jan. 1, 2026, you must enroll by Dec. 15, 2025.

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